Check a home before you sign, work out money owed in either direction, get evidence ready, and write complaints and court paperwork properly.
No sign-up, no account, no charge, and nothing you type leaves your browser.
What private rents in an area have done since 2015, and how far housing allowance has fallen behind.
Every band for a postcode, what the discounts take off, and what it comes to a month.
Look a place up on free public records before the viewing, and know what to check when you are standing in it.
Real, edited or made by AI? Read what a photo from an advert says about itself, and search for copies of it on other sites.
Talk your way round a viewing or check-in on your phone: the notes sort themselves under each room, and every photo lands where you took it.
Gas, electrics, EPC, deposit and licence on one sheet, with the official register beside each.
Been given a Section 8 notice in England? The notice period, the grounds and the defences you can raise.
Worked the way a county court reads it: each overpayment joins the running balance on the day it was paid, and simple interest at 8% a year (County Courts Act 1984, s.69) is charged on that balance for the days until the next payment. A late first payment does not shift the rest — later payments are counted on the day the rent falls due.
A fair instalment plan when you have fallen behind on rent. If interest is added, you should only pay it on what is actually left — not the original lump sum. Put in what you owe and what you can pay each time, and it works the balance down to nil.
A Universal Credit estimate showing every line of the sum, with housing from your area’s allowance.
All household income in one dated statement, for a landlord, a council or a court.
A statement proves what you paid. It also carries your account number, your sort code, and every other payment you have ever made — none of which a landlord, an agent or an opponent is entitled to see. This blacks them out properly: the marks are burned into the picture, so there is nothing underneath to copy out again. Your file never leaves this computer.
A statement usually arrives as one PDF of several sheets. Everything else — redacting, naming, putting a bundle together — is easier one page at a time. This splits it: each page comes out as its own PDF, exactly as it was, with its number in the name. The file never leaves this computer.
Statements arrive named things like statement_4471.pdf, which sorts into no useful order. This reads the dates on each one and gives it a name that starts with its period, so the folder sorts itself into date order. Your files never leave this computer.
Free letters from Shelter, Citizens Advice and Which? for repairs, deposits, rent increases, harassment and leaving, sorted by the problem.
Draft a Property Redress Scheme complaint to the portal’s limits, and save it as you go.
The same for The Property Ombudsman, letter of authority included.
Draft the Directions Questionnaire (N180 or N181) and N244 to length before you fill in the real forms.
Sending a page from a court or complaint service so it can be built into a workspace? Run it through here first: it strips out the answers you typed, the tracking and the reference numbers, and shows you every change before you download anything. The file never leaves your computer.
Gas and electrical registers, deposit schemes, who owns a property, agent redress schemes, the law and free advice.
* Beta. These tools are new or still being tested. The complaint and claim workspaces are untested, unverified and possibly incomplete: they have not been checked end to end against the live services. Treat what any of them produces as a draft and check it before you rely on it.
Plenty of online tools ask you to upload your bank statements, tenancy agreement or rent history, and it is natural to wonder where that information ends up once it has left your device. Savvy Renter was built so you never have to wonder. Every tool that handles your own documents and figures runs entirely in your browser: nothing is uploaded, stored or logged. The site is free, carries no adverts, and is open source, so anyone can check the code or download the whole site and use it with no internet connection at all. It is a free alternative to commercial property apps and landlord-side software, built for tenants.
Why this site exists, how each tool works, how to run it on your own computer and what works with the internet switched off, and the legal bit: About Savvy Renter.